California Final Expense Insurance
( Ages 50-85 )
Guaranteed Acceptance. No Medical Exams. Rates Locked for Life.
Benefits
Why Planning Ahead is the Greatest Gift You Can Leave
Guaranteed Coverage: Your coverage can never be cancelled as long as premiums are paid. We specialize in plans for ages 50-85, even with pre-existing health conditions.
Rates Never Increase:
Lock in a rate that fits your budget today. Your monthly premium is fixed and will never go up, regardless of changes to your health or age.
No Medical Exams:
Forget invasive doctor visits. Most plans only require answering a few simple health questions to qualify. Approval is often instant.
Tax-Free Cash Payout:
Your beneficiaries receive a tax-free cash payment that can be used for funeral costs, debts, or anything else they need during a difficult time.
STILL GOT QUESTIONS?
Frequently Asked Questions
Do I need to take a medical exam?
No. Most of our Final Expense plans are "Simplified Issue," meaning there is no medical exam. You just answer a few yes/no health questions.
Will my monthly price go up as I get older?
No. Once you secure your policy, your rate is locked in for life. It will never increase due to age or health changes.
Can I get covered if I have pre-existing conditions?
Yes. We work with carriers who specialize in helping seniors with various health conditions. We can almost always find a plan that works for you.
How long does it take to get approved?
Many plans offer instant approval decisions over the phone. You can be covered in days, not months.
serenity insurance services📞 (661) 208-2559 ✉️ [email protected]
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